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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Simple Zopa.

Very easy to use app. Simple and quick transfers between my bank and savings a/c Reviewed on: 9th March 2024

Just been very quick and easy.

Just been very quick and easy. Transferring between accounts is very simple Reviewed on: 9th March 2024

Zopa is easy and great

Zopa is very easy to sign up to and very easy to use. The banking insights are useful and they make sure you make the most of your saving efforts. Reviewed on: 9th March 2024

Excellent online features

Excellent online features, easy to use interface Reviewed on: 8th March 2024

Easy to use.

Easy to use.. never any issues and quick transactions Reviewed on: 8th March 2024

Everything works quickly and easily

Everything works quickly and easily Reviewed on: 8th March 2024

Easy to make deposits and withdrawals.

Easy to make deposits and withdrawals. Reviewed on: 8th March 2024

Great value, very informative!

Great value, very informative! They keep me updated to date with interest rates and offer the best deals! Reviewed on: 8th March 2024

Always updated of any changes promptly

Always updated of any changes promptly Reviewed on: 8th March 2024

Top Company

Great interest rates and easily managed on the app Reviewed on: 8th March 2024

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