Write a review

Newsletter

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

View other Zopa products

4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews See your review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

App is easy to use and interest rates are excellent.

App is easy to use and interest rates are excellent. Have recommended Zopa to my partner who has opened an account with them as well. Reviewed on: 6th March 2024

Seamless customer experience on their app and very f...

Seamless customer experience on their app and very flexible Reviewed on: 6th March 2024

Straightforward, clear and simple to use.

Straightforward, clear and simple to use. Reviewed on: 6th March 2024

Play by the rules, won't let you down.

Play by the rules, won't let you down. Reviewed on: 6th March 2024

Great Product

Good rates, easy to operate and mange account Reviewed on: 5th March 2024

Great interest rates, no issues, very happy with the...

Great interest rates, no issues, very happy with the service Reviewed on: 5th March 2024

ecommend anyone to zopa

Very helpful I whould recommend anyone to zopa easy to deal withi will make sure I give you a good review Reviewed on: 5th March 2024

Highest interest rates.

Highest interest rates. Easy to use app. Reviewed on: 5th March 2024

Great way to save money

App is very easy to use and makes saving an enjoyable experience. Very clear and easy to understand. Love having th option to save at my fingertips! Reviewed on: 5th March 2024

Great service and value plus easy to use app

Great service and value plus easy to use app Reviewed on: 5th March 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Everyday e-Saver
from first direct 4.22 from 12 reviews
Savings
from Close Brothers Savings 4.86 from 4872 reviews
Private Clients Savings
from Investec 4.15 from 6 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub