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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Easy to save & access funds.

Easy to save & access funds. Great rates. Can see savings grow on the app & easily check my balance. Reviewed on: 5th March 2024

Great app and organisation; interest rates could be...

Great app and organisation; interest rates could be higher for notice pots Reviewed on: 5th March 2024

Very good

if you contact them they are friendly and very helpful Reviewed on: 5th March 2024

Great App

The app is very easy to use, it's easy to move money around. Reviewed on: 5th March 2024

So easy to register and no waiting for pin in...

So easy to register and no waiting for pin in the post Reviewed on: 5th March 2024

clareholl

Easy to use, very happy with it enjoy using this I had no problem with it Reviewed on: 5th March 2024

Excellent, quick and simple to use.

Excellent, quick and simple to use. Interest Rates have been competitive. Reviewed on: 5th March 2024

Very Good

Good experience with Xopa credit card Reviewed on: 5th March 2024

I called once and I had good customer support help m...

I called once and I had good customer support help me out Reviewed on: 5th March 2024

Very easy to use, and great rates.

Very easy to use, and great rates. Reviewed on: 5th March 2024

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