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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Good experience and easy to use

Good experience the app and the products were very easy to use. Quick and efficient and always accessible. Reviewed on: 2nd March 2024

Bank of Zopa

Never a problem moveing moneyand A decent Return CAnt ask any more than that Reviewed on: 2nd March 2024

Easy to setup, good interest rates.

Easy to setup, good interest rates. Their other offers are good and the locked accounts are easy to setup and unlock. Has helped save money for the right purposes. Reviewed on: 2nd March 2024

Great app, always competitive interest rates, clear...

Great app, always competitive interest rates, clear and easy to use. Appreciate the flexibility of the app and new custom savings pots to manage savings effectively. A real pleasure to use. Reviewed on: 2nd March 2024

Excellent savings account and app

Easy to set up and transfer money in and put. The app works well and good communication from Zopa keeps you up to date Reviewed on: 2nd March 2024

Excellent

Easy to use app good customer service Reviewed on: 2nd March 2024

Easy to use.

It’s efficient and extremely easy to use, even if you’re not used to banking apps. Reviewed on: 2nd March 2024

Zopa is excellent!

Zopa is very easy to use, secure and with excellent customer service. Reviewed on: 2nd March 2024

Excellent provider

Excellent rates. Very easy to use app. Reviewed on: 2nd March 2024

Best easy accesss savings company in the UK

Best easy accesss savings company in the UK, App is brilliant and so easy to use. Application process simple and quick. Reviewed on: 2nd March 2024

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