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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

easy to use.

easy to use. OK interest rates............................... Reviewed on: 2nd March 2024

Happy with the savings account.

Happy with the savings account. Great interest rate and easy access. Can access everything i need via the app. Happy with the product and service from Zopa. Reviewed on: 2nd March 2024

Me and my baby are so happy

With a newborn and a new house Zopa has really helped us financially Reviewed on: 2nd March 2024

Easy to use.

Easy to use. Great rates. Very happy so far Reviewed on: 2nd March 2024

Good and amazi no service that is really good and wo...

Good and amazi no service that is really good and would highly recommend to anyone looking for a savings account Reviewed on: 2nd March 2024

What not to like?

I used several saving products from various vendors but Zopa is my favourite by far. Easy and reliable. With competitive interest rate and very fast transfers in/out, transparent and with great app. What not to like? Reviewed on: 2nd March 2024

Ease of depositing and ease of withdrawal

Ease of depositing and ease of withdrawal Reviewed on: 2nd March 2024

Easy to open and manage monies

Easy to open account. Access anywhere with smart phone. Can see interest I'm earning. Monthly paid interest. Sight checks with you confirming option if locking monies for periods of time . Easy to give notice & know when funds available Reviewed on: 2nd March 2024

Really easy to use, lovely interface and great inter...

Really easy to use, lovely interface and great interest rates Reviewed on: 2nd March 2024

Accessible accounting

Great. Easy to use. Good rates. Accessible. Reviewed on: 2nd March 2024

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