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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

What is there to not like!

What is there to not like! Amazing bank. Straight forward banking with no gimmicks! Reviewed on: 1st March 2024

Clear communications and the app is easy to use

Clear communications and the app is easy to use Reviewed on: 1st March 2024

Great savings

I’ve had a really positive experience Reviewed on: 1st March 2024

Referred to Zopa by my daughter.

Referred to Zopa by my daughter. It is a great savings provider Reviewed on: 1st March 2024

Good interest rate and recommend to partner

Good interest rate and recommend to partner Reviewed on: 1st March 2024

Zopa Savings

Have multiple savings accounts. App is great and easy to use. Reviewed on: 1st March 2024

Good ways to save good interest rates and good servi...

Good ways to save good interest rates and good service when needed Reviewed on: 1st March 2024

easy to use and rate adjusted when bank rate changes...

easy to use and rate adjusted when bank rate changesvery good Reviewed on: 1st March 2024

I can do everything through the app

Great experience, I can do everything through the convenient app. Beats high street banks hands down. Reviewed on: 1st March 2024

amazing savings account

I feel it’s been so much easier to save using Zopa, and the interest rates are amazing and have been consistently improved while I’ve had savings with them. I would definitely recommend! Reviewed on: 1st March 2024

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