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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Very user friendly app and positive experience overall.

Very user friendly app and positive experience overall. Reviewed on: 1st March 2024

Easy to use.

Easy to use. Competitive interest rates. Reviewed on: 1st March 2024

Zopa Smart Saver Accounts

The Zopa Smart Saver app is very easy to use, notifications are timely and relevant and savings rates competitive Reviewed on: 1st March 2024

One issue and they sorted immediately

One issue and they sorted immediately Reviewed on: 1st March 2024

The app is fun and easy to use.

The app is fun and easy to use. Zopa's communications help me stay on top of my finances and create a more stable financial future . Reviewed on: 1st March 2024

Excellent app for on- line savers

Easy app to use. Great rates. Highly recommend. Transfers money speedily. Gave hac no problems with, but eould like ifs to be part of bank sharing. Reviewed on: 1st March 2024

Efficient

Easy to navigate app, good savings rates increased promptly with bank rate increases,trouble free quick access to money Reviewed on: 1st March 2024

Brill app, easy to install and use

Brill app, easy to install and use Reviewed on: 1st March 2024

Zopa savings accounts; Simple, Secure, Intuitive!

Zopa savings accounts are simple to set up and very secure and intuitive to use! My Smart Saver account receives a competitive rate of interest! Credited to my account each month, the interest payments motivate my savings further by rounding my account balance up to the closest £10! Reviewed on: 1st March 2024

Simple tip rates and excellent app

Simple tip rates and excellent app Reviewed on: 1st March 2024

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