Write a review

Newsletter

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

View other Zopa products

4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews See your review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

website and app very user frie...

So easy to deal with, website and app very user friendly. Reviewed on: 1st March 2024

Good service and descent interest

Good service and descent interest Reviewed on: 1st March 2024

So easy to manage and keep up to date

So easy to manage and keep up to date Reviewed on: 1st March 2024

Excellent

It's quick and easy using the app for your savings. Easy ro understand and follow simple steps to save or how to take out your savings and the interest rate is good to save with zopa Reviewed on: 1st March 2024

Easy to set up.

Easy to set up. Easy to move money about. Reviewed on: 1st March 2024

Used them for a loan and they were hassle free and v...

Used them for a loan and they were hassle free and value for money and now using them for saving with phone app which is fantastic Reviewed on: 1st March 2024

Smart Saver is Good!

Really enjoying the smart saver, gives me the ability to lock away savings for a specific reason while still being able to add to the total. Would recommend. Reviewed on: 1st March 2024

Saving Pots a really helpfful idea

Saving Pots a really helpfful idea Reviewed on: 1st March 2024

Received interest on your savings each month and can...

Received interest on your savings each month and can withdraw every month Reviewed on: 1st March 2024

Simple easy straightforward , easy to use and good s...

Simple easy straightforward , easy to use and good savings Reviewed on: 1st March 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Suffolk Building Society, formerly Ipswich Building Society 4.92 from 2287 reviews
Personal Savings
from Hampshire Trust Bank 4.28 from 10 reviews
Fixed Rate Savings
from M&S Bank - Marks and Spencer 4.08 from 2 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub