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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

The zopa account was simple to setup and maintain us...

The zopa account was simple to setup and maintain using the fully functional zopa app. Competitive rates and it's easy to top up your account too. Reviewed on: 29th February 2024

the zopa is quick and smart by all the things

the zopa is quick and smart by all the things Reviewed on: 29th February 2024

Good flexible savings account, interest rate could b...

Good flexible savings account, interest rate could be slightly better Reviewed on: 29th February 2024

Simple and easy to use.

Simple and easy to use. Never had a problem Reviewed on: 29th February 2024

Great Savings Platform

Highly competitive interest savings rates and intuitive easy to use app. Coupled with excellent customer service it’s a great package. Reviewed on: 29th February 2024

Great Savings Option .

Easy to deposit & withdraw money and good rates of interest. Reviewed on: 29th February 2024

Easy app, quick and easy to check my savings.

Easy app, quick and easy to check my savings. Feels secure as transfers out here to be to my own account Reviewed on: 29th February 2024

I have never had any issues with Zopa.

I have never had any issues with Zopa. Their app is simple and appealing and makes it fun and interesting when saving money. The information they provide regarding their products and interests rates is very clear and easy to understand. Reviewed on: 29th February 2024

Good app and competitive interest rate

Zopa's app is intuitive and easy to use with good features and an engaging style. The interest rate paid is good - although no longer quite the best available. Reviewed on: 29th February 2024

Using Zopa is a piece of cake

Very easy to setup. No drama. Easy to deposit and withdraw funds - and INSTANT! Reviewed on: 29th February 2024

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