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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Excellent service.

Excellent service. App easy to follow. Good rates Reviewed on: 29th February 2024

Superb Company

Excellent App, Support and professionalism. Raised rates before anyone else. Market Leader. Reviewed on: 29th February 2024

It's so easy to move money in different pots with di...

It's so easy to move money in different pots with different terms put still have one total Reviewed on: 29th February 2024

Savings App

Very easy to use app, makes saving easy. Balance checks a doddle Reviewed on: 29th February 2024

Easy to open the account and regular updates .

Easy to open the account and regular updates . Reviewed on: 29th February 2024

A great product with great rates.

A great product with great rates that is very easy to open and use on the excellent app. Reviewed on: 29th February 2024

I love my Zopa account.

I love my Zopa account, it is so easy to use and the savings really add up quickly. I love it so much I have recommended to many friends and family who also love it! Reviewed on: 29th February 2024

Smart Saver Hub...

Online app really easy to use, contact is very good with messages and emails. Reviewed on: 29th February 2024

Great for saving and i have no complaints and would...

Great for saving and i have no complaints and would and have recommended Zopa. Reviewed on: 29th February 2024

The App is great.

The App is great. Very easy to use. Reviewed on: 29th February 2024

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