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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Very easy to set up, pay money in, pay money out and...

Very easy to set up, pay money in, pay money out and they give the best available interest rate. Reviewed on: 29th February 2024

Easy to use app with all the features you need.

Easy to use app with all the features you need. I particularly like the different savings pots you can create and also the different rates you can set for each one., Reviewed on: 29th February 2024

Easy, efficient, value for money account.

Easy, efficient, value for money account. Reviewed on: 29th February 2024

Very reliable app.

Very reliable app. Simple to use yet still funky. Reviewed on: 29th February 2024

Tictic42v

Very happy with my savings account interest is a good rate as well you can put money in whenever you want Reviewed on: 29th February 2024

Easy to use.

Great app which is very easy to use and easy to understand. Reviewed on: 29th February 2024

An excelent banking App!

An excelent banking App! I'd recommend them to anyone. Reviewed on: 29th February 2024

Blooming marvellous

Blooming marvellous very happy easy interface Reviewed on: 29th February 2024

So far so good

So far so good, I have not had any issues with Zopa. But other banks offer better rates for savers at the moment Reviewed on: 29th February 2024

Easy to set up and use - even for a slight technopho...

Easy to set up and use - even for a slight technophobe like me. And I look forward to seeing my monthly interest add up on my saver pots. Reviewed on: 29th February 2024

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