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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

PLEASE WITH SERVICE AND INTERST RATE PAID

PLEASE WITH SERVICE AND INTERST RATE PAID Reviewed on: 29th February 2024

Fab Service

Great. Would like joint accounts and interest paid to linked account automatically. Reviewed on: 29th February 2024

Zopa Smart Money saving account

The interest rate is competitive and the app is easy to use. Reviewed on: 29th February 2024

Easy to use, good interest rates, app helpful

Easy to use, good interest rates, app helpful Reviewed on: 29th February 2024

Great rates, easy app!

Great rates, easy app! Very quick and easy to transfer money too and from current account. Reviewed on: 29th February 2024

Great for flexibility in notice periods

I really like the fact that you can have different savings pots to earmark money for different things, and also choose to put notice on pots to increase the interest. Other banks do the pots, but I'm not aware of others that allow you to switch between notice and easy access so easily. Reviewed on: 26th February 2024

Easy to use app.

Easy to use app. Good interest rates. Reviewed on: 22nd February 2024

Zap from Zopa

Started with a competative interest rate and then reduced it below competitors Reviewed on: 22nd February 2024

Great way to save money.

Great way to save money. Easy to use and safe. Reviewed on: 21st February 2024

Great interest rate, easy fantastic app user friendl...

Great interest rate, easy fantastic app user friendly simplistic and simply marvellous Reviewed on: 20th February 2024

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