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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8148 reviews)

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4.82

Based on 8,148 reviews, last reviewed 13th Jun 2026

88% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Brilliant online savings account with high interest... Brilliant online savings account with high interest rates offered on account opening. Reviewed on: 13th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8148)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

No issues at all, easy to use and straight forward

No issues at all, easy to use and straight forward Reviewed on: 7th March 2026

Quick and simple application and ID check.

Quick and simple application and ID check. Best interest rates around, even if it is only 6 month offer. Just hope the service still this good. Chase did similar to entice new customers, but nearly all the offers finished now. Reviewed on: 7th March 2026

Excellent!!!

Excellent service, very user friendly app, no issues whatsoever. Reviewed on: 7th March 2026

I love Zopa.

I love Zopa. A really innovative savings and banking experience Reviewed on: 7th March 2026

Easy to use. Great rates.

Easy to use. Simple clear friendly communication and great savings rates. Reviewed on: 7th March 2026

Zopa - a new bank with a great App.

App very easy to use, clear what you have to do. Straight forward moving money between accounts competitive rates of interest on savings and current account. I am happy to recommend Zopa to friends and family. Reviewed on: 7th March 2026

Very excellent service.

Very excellent service. Easy to fill out forms. Very quick response. And had money in the account within twenty four hours Reviewed on: 7th March 2026

App easy to use and account easy to open.

App easy to use and account easy to open. Interest rates very competitive. Reviewed on: 7th March 2026

Great rates & easy to navigate app

Great rates & easy to navigate app Reviewed on: 7th March 2026

Easy to use, clearly laid out.

Easy to use, clearly laid out. Lots of great advice and tips shared with me. Reviewed on: 7th March 2026

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