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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Easy and love Boosted Pots

Zopa Smart Saver is so easy to understand and manage money from. I like being able to Boost my savings as well and putting money into pots is so helpful. Reviewed on: 2nd February 2024

Good saver

Good useful saver with clear instructions Reviewed on: 31st January 2024

Easy to use on the app and good rate of interest.

Easy to use on the app and good rate of interest. Reviewed on: 30th January 2024

Very good, excellent service.

Very good, excellent service.Good saving rates , flexible accounts and access. Reviewed on: 30th January 2024

Fab savings rates, regular updates.

Fab savings rates, regular updates. Reviewed on: 30th January 2024

Great app, great products, good support.

Such an easy app to use with good support. I love that I can create different savings pots and lock in some to get a higher rate. Really helps me to manage my finances now I am retired. Moving money in and out is easy and quick. It’s really easy to see all the information around my pots quickly. I can see that new products are being added so it will be even better. Reviewed on: 30th January 2024

Fantastic experience always!

Fantastic experience always! Great customer service. Reviewed on: 25th January 2024

Great app

Easy app to use. Easy to move money around. Reviewed on: 23rd January 2024

Great online UK bank

The saving accounts were easy to set up and tracking the monthly interest on the accounts is very easy on the app. There are loads of other products to also choose from ISA, loans, credit card Reviewed on: 18th January 2024

Very easy and efficient way to maximise your savings...

Very easy and efficient way to maximise your savings and build pots for specific items or events. Transferring to and from your current account is so easy. It makes it so much easier to save money. Reviewed on: 17th January 2024

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