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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

All excellent comments to say

It is very easy to find your way around the app. A good competitive interest rate. So quick and simple to be able to transfer money in and out of the account. With your zopa account remember your account your wish your money to move in and out, makes it perfect. Reviewed on: 8th January 2024

Would highly recommend

Good rates of interest and helpful and friendly customer services if you need them Reviewed on: 8th January 2024

Easy way to save

App is easy to use & I like that I can name my accounts & easily add to my savings at any time. Reviewed on: 8th January 2024

App just works. Downside, not always best rate.

Been a customer a couple of years and the app just works really well. Is really trimmed down, no filler. Highly recommend. Reviewed on: 8th January 2024

Easy app to use.

Easy app to use. Instant access. Great rates. Useful tools. Reviewed on: 8th January 2024

Easy to open account, seamless user interface and ea...

Easy to open account, seamless user interface and easy deposit and withdrawal with very competitive savings rate. Reviewed on: 8th January 2024

Simple to use app - great rates of interest

Simple to use app - great rates of interest Reviewed on: 8th January 2024

Zopa Smart Saving

Zopa offer competitive rates and it is easy to administer my accounts using their app. Reviewed on: 8th January 2024

Competitive interest rates , and app easy to use

Competitive interest rates , and app easy to use Reviewed on: 8th January 2024

Fair and proactive

Good interest rates and very quick to increase rates in line with BoE increases Reviewed on: 8th January 2024

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