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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8148 reviews)

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4.82

Based on 8,148 reviews, last reviewed 13th Jun 2026

88% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Brilliant online savings account with high interest... Brilliant online savings account with high interest rates offered on account opening. Reviewed on: 13th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8148)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Great on line bank

Zopa is an excellent online bank offering a well designed user friendly App and great value savings offers Reviewed on: 7th March 2026

A professional service outstanding

A professional service. Customer service outstanding. Ive been throughly impressed. Reviewed on: 7th March 2026

I’ll give five stars

Zopa been excellent with me i’m with very happy Reviewed on: 7th March 2026

The bank with everything

I have 3 accounts with Zopa, I trust this bank implicitly, infact, I rate them so highly I have recommended this bank to family and friends and they too are extremely happy with the service they provide Reviewed on: 7th March 2026

Great app and user friendly.

Great app and user friendly. Interest rate is fantastic. Reviewed on: 7th March 2026

Easy online accounts

Easy online accounts and quick money transfers Reviewed on: 7th March 2026

Great interest rate quick reply or questions easy to...

Great interest rate quick reply or questions easy to operate in app. Easy to open and add money . That’s all I’ve got to say there shouldn’t be aminumum amount of letters I have to the and tbh 200 is quite ridiculous Reviewed on: 7th March 2026

I WAS VERY SURPRISED AS TO HOW EASY IT WAS TO OPEN A...

I WAS VERY SURPRISED AS TO HOW EASY IT WAS TO OPEN AN ACCOUNTS ONTO MY APPLE MAC MY EXPERINCES ARE REALLY GOOD AND I HAVE ALREADY RECOMMENDED ZOPA TO A FEW OF MY FRIENDS. Reviewed on: 7th March 2026

Easy to open,easy to access and navigate.

Easy to open,easy to access and navigate. Very pleased Reviewed on: 7th March 2026

Good information given frequently and easy to unders...

Good information given frequently and easy to understand Reviewed on: 7th March 2026

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