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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Zopa are competitive with interest rates offerec

Enjoy the fact that Zopa review the interest rates regularly which are very competitive. Also good to boost savings pots as & when you can according to your financial situation at the time. Reviewed on: 8th January 2024

5* online banking services

The online banking process is very user friendly and communication is excellent. The interest rates are very competitive in current market and the range of products on offer are very good Reviewed on: 8th January 2024

My experience with Zopa is always pleasant.

My experience with Zopa is always pleasant. Transferring money is very easy as is accessing my account on the app. Reviewed on: 8th January 2024

Simple and easy saving.

Simple and easy saving with great interest rates. Reviewed on: 8th January 2024

Such an easy app to use.

Such an easy app to use. I’m often transferring money in and out and have never had any issues. Competitive interest rates for different savings pots are a great idea. Reviewed on: 8th January 2024

Smart Saver

easy to use and money moves around quickly as needed Reviewed on: 8th January 2024

great for saving

Makes it easy to save money, can easily move money to and from the account Reviewed on: 8th January 2024

Best financial service

I have used Zopa both as a lender and a saver the service has always been efficient and documentation is easy to follow Reviewed on: 8th January 2024

Top service easy to use and to navigate...

Top service easy to use and to navigate around sire Reviewed on: 8th January 2024

The app for saving is really easy to navigate around.

The app for saving is really easy to navigate around. Straightforward products and easy to understand. Reviewed on: 8th January 2024

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