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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Great product

Great product easy to sign up good returns Reviewed on: 8th January 2024

Flexible ISA that is easy to open

I’ve recently opened a cash ISA. It is really simple to download the app and it just takes a few minutes to open an account. There are no longwinded forms to complete. The product is great. A really good interest rate and instant access. Reviewed on: 8th January 2024

Easy to use and great interest rate

Easy to use and great interest rate Reviewed on: 8th January 2024

Clear and straightforward

Very clear and straightforward app. The rate was the best when I opened the account but has dropped back a little now. Reviewed on: 8th January 2024

Competitive rates, easy to use

Competitive rates, simple user friendly app with a quick turn around Reviewed on: 8th January 2024

Simplicity itself

Very easy to use with clear information regarding rates and terms. Set up was quick and straightforward. Rates are always among the market leaders. Everything is online with the added benefit of FSCS protection. Reviewed on: 8th January 2024

Easy to use and set up,easy to transfer and build yo...

Easy to use and set up,easy to transfer and build your savings Reviewed on: 8th January 2024

Competitive- worth a look .

Rates increased promptly and competitive. Website easy to negotiate. Much more user friendly than my other bank. Reviewed on: 8th January 2024

Making saving easy and rewarding

The app is so simple to use- setting up your various pots helps manage your savings easily. The open banking facility is excellent. Great interest ratsz Reviewed on: 8th January 2024

Never had an issue with Zopa

Never had an issue with Zopa always been great Reviewed on: 8th January 2024

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