Write a review

Newsletter

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

View other Zopa products

4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews See your review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Easy to use

Simple, easy to use and money transfers very quick Reviewed on: 8th January 2024

Good interest rates and easy to manage

Zopa offers good interest rates and it's easy to move money from one account to another. Reviewed on: 8th January 2024

An account for all my needs

easy to open account and app is useful. I also like the different account available with a good interest rate Reviewed on: 8th January 2024

Extremely easy to set up and manage, and excellent c...

Extremely easy to set up and manage, and excellent choices for interest rates. Reviewed on: 8th January 2024

Excellent communication and professionalism.

Excellent communication and professionalism. Reviewed on: 8th January 2024

Efficient service and quality product

Efficient service and quality product Reviewed on: 8th January 2024

Easy to use app!

Easy to use app! Easy to manage… happy so far Reviewed on: 8th January 2024

Zopa's saving account is fabulous!

Zopa's saving account is flexible to move money around and offers excellent interest rates paid monthly. I love being able to use my mobile phone to access my account and the app is so easy to use. I am going to open an ISA with them to enjoy tax free savings as soon as my money is available from a locked account. Reviewed on: 8th January 2024

Great saving account.

Great saving account. The right amount of emails received Reviewed on: 8th January 2024

Easy and straightforward

Easy to open account, easy to see money at a glance, and move money between accounts. Reviewed on: 8th January 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Gatehouse Bank 2.98 from 15 reviews
Savings
from Hodge Bank 4.27 from 6 reviews
Savings
from Kent Reliance 3.65 from 44 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub