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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Excellent savings product.

Excellent savings product. Comparative rates and the different savings pots makes saving really easy. Notice savings accounts another great way of planning for longer term Reviewed on: 8th January 2024

Easy to set up, great rates.

Easy to set up, great rates. What's not to love? Lots of options, both easy access or fixed term. Reviewed on: 8th January 2024

So easy to set up my account and link other accounts

So easy to set up my account and link other bank accounts to transfer money into my Zopa savings and ISA, plus amazing rates and offers. Reviewed on: 8th January 2024

Zopa have really helped me with my savings

Zopa have really helped me with my savings. The way you can easily transfer in and out of your pots. I have lots of pots set up and regularly add to each one. Unlike a lot of online saving accounts it’s so easy to remove the money and you don’t have to wait days Reviewed on: 8th January 2024

They provide good savings rates and helpful financia...

They provide good savings rates and helpful financial tools Reviewed on: 8th January 2024

Zopa Smartsave

My Zopa smartsave is so easy to use. I also get a choice of rates and great flexibility to pick and choose which one I want. Good rates too! Reviewed on: 8th January 2024

Easy to move money.

Easy to move money. Good rates of interest. Secure app. Reviewed on: 8th January 2024

I have been trusting Zopa with my money for many yea...

I have been trusting Zopa with my money for many years now and have never been anything but extremely pleased with their service and the returns. 5 ⭐️ Reviewed on: 8th January 2024

Easy access and great interest

Never had a problem and excellent interest. Always kept informed and up to date. such an easy account to have and online too. Nothing complicated about it. Reviewed on: 8th January 2024

I love the flexibility!

I love the flexibility! I like the way you can change the boosts to suit your changing lifestyle. I also have an ISA which is growing nicely Reviewed on: 8th January 2024

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