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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

I have used all the different boost pots to help sav...

I have used all the different boost pots to help save for a car house and dog - LOVE IT Reviewed on: 8th January 2024

I love this product and the app, sp easy to set up a...

I love this product and the app, sp easy to set up and manage. I have recommended to my family who now have accounts. Reviewed on: 8th January 2024

Easy and Quick

Easy to use and quick to up interest rate when the BoE changes are made. Reviewed on: 8th January 2024

Best bank ever!

Best bank ever! Seriously it’s so easy to use app, encourages long term saving with good interest rate. Been able to split into pots and have been able to use as budgeting tool. Would definitely recommend to others. Reviewed on: 8th January 2024

Good rates of interest, excellent service

Good rates of interest, excellent service and good response when i requested answered to my questions. Reviewed on: 8th January 2024

Flexible access pots are a winner.

Flexible access pots are a winner. I can split total across instant, 7 day and 31 day access with increasing interest rates. Reviewed on: 8th January 2024

Very simple to use.

Very simple to use. Great interest rate. It just works !! Reviewed on: 8th January 2024

Great app.

Great app. So easy to transfer money in and out and move it between pots. I have a Zopa smart saver and both my kids do too! Reviewed on: 8th January 2024

An easy product to use.

The app was easy to download. Easy to understand and very straight forward to use. Reviewed on: 8th January 2024

Very happy with Zopa

The rates are great, it's easy to withdraw and transfer money, and I love that you can have as many pots as you want. Reviewed on: 8th January 2024

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