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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Great app, great interest rate.

Great app, great interest rate. Much better than a regular saving account! Reviewed on: 8th January 2024

I love the separate pots you can have.

I love the separate pots you can have. Interest have been good and quickly increased as base rate rose. Reviewed on: 8th January 2024

Easy to deposit or withdraw money & always acknowled...

Easy to deposit or withdraw money & always acknowledged quickly Reviewed on: 8th January 2024

The app was very easy to use.

The app was very easy to use. They offered the best interest rate when I set up my account. I would recommend. Reviewed on: 8th January 2024

It is good.

It is good. This is boring. How much twaddle do you want? Reviewed on: 8th January 2024

Excellent

Zopa services are excellent, reliable and clear to use. Reviewed on: 8th January 2024

Does what it says on the tin ... and more

Setting up my account was simple and straightforward at a good interest rate. I actually opened the account after watching TV's Martin Lewis and his recommendation. As the saying goes the account does what it says on the tin and I'm delighted with it. Reviewed on: 8th January 2024

Very good online banking service.

Very good online banking service. I've banking here for years and I would zopa bank to every one. 5 star service 5✨✨✨✨✨ Reviewed on: 8th January 2024

The easiest app to use and good rates

The easiest app to use and good rates Reviewed on: 8th January 2024

Super easy saving

Super easy saving using an easy app by zopa Reviewed on: 8th January 2024

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