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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Easy to use, simple and efficient.

Easy to use, simple and efficient. Reviewed on: 8th January 2024

easy to use app

good rates and the app is really easy to use Reviewed on: 23rd August 2023

responsive and well-designed interface

extremely quick and responsive, and money is transferred in minutes, not days. Reviewed on: 8th August 2023

Modern company

Zopa Smart Saver with several Boosted pots is quite innovative compared to other products out there. It's super easy to open accounts and pots and the interest rates are competitive. Reviewed on: 30th July 2023

Great service, easy to use.

Great service, easy to use. Wide range of products and services. Reviewed on: 28th July 2023

Great savings account

Love the pots, really good and very competitive interest rates Reviewed on: 28th July 2023

Simple yet effective savings

So easy to use their tailored app, easy to set up separate savings "pots" & split money between different notice periods (at specified savings rates). Reviewed on: 28th July 2023

Great App based Bank

Use them for both short and long-term savings. Really easy to deal with. Reviewed on: 18th July 2023

Love this For savings

I like saving with Zopa i have had no issues with them and i like that you can have money in different pots to save with different notice periods for withdrawing money. and its great seeing your interest grow monthly I have a few different pots to save in its great Reviewed on: 14th June 2023

Great app

The pots allow you to choose your interest rates and divide your money up so that it makes sense to you Reviewed on: 6th June 2023

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