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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Best Savings Provider - Best way to save

I have been using Zopa to maximise the interest on my savings. It is so easy to open an account and transfer funds from my bank account. When interest rates go up, savings rates with Zopa are immediately increased, they really do look after their clients! I recommend Zopa to everyone! Reviewed on: 10th April 2023

Smart way to save

The app was so easy to set up and it's quick and easy to manage my money. Really impressive interest rates too. Reviewed on: 10th April 2023

Super Simple to Set Up and Use

Great app, the smart saver is really easy to set up and so simple to use. Transfers are pretty quick and the options of boosted pots is brill. Reviewed on: 10th April 2023

Easy to use

So easy to use and the best rate out there. Reviewed on: 10th April 2023

Easy to Use Saver, good rates.

Easy to add to and withdraw, change pots and review. Reviewed on: 10th April 2023

Great Save

A fantastic online app developed which after being with Zopa since their financing days as a lender, I'm very happy with their new savings products. Keep up the great work. Reviewed on: 10th April 2023

Top savings account

It's really nice to have my savings account with a provider that operate so transparently & make life so easy for me. Reviewed on: 10th April 2023

Consistently near the top of the charts

Consistently towards the top of the charts for highest paying interest rates. Flexible "Boosted Pots" facility when you don't want to tie-in your cash for too long. Reviewed on: 10th April 2023

Great service

Great service, good interest rates, easy to use app Reviewed on: 10th April 2023

easy to use

Zopa account was easy to set up and simple to transfer funds , competitive rates Reviewed on: 10th April 2023

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