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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Smart website

Easy to navigate the website and regular updates keep you on top of your savings Reviewed on: 8th April 2023

Great interest rates

Very simple to set it up and to see your money growing month by month! Reviewed on: 8th April 2023

Easy, flexible and lucrative way to save

Zopa is very easy to use. I can set up pots for different savings goals with different notice periods to maximise the amount of interest I can earn. Everything is very transparent and interest is compounded monthly. Reviewed on: 8th April 2023

Easily done

Recommended to look at Zopa's saving opportunity and not disappointed. Reviewed on: 8th April 2023

Savings made easy

The best rates and an app that actually works! Reviewed on: 7th April 2023

Good interest

I’m getting good interest every month, which is more than I got from my other bank. I’m planning on putting more money in every week. Reviewed on: 7th April 2023

Easy to use, excellent rates

Easy to set up and manage online. Everything is kept simple and clear. Excellent rates on instant access savings. Reviewed on: 7th April 2023

Easy online application and good interest rate

I completed an online application that was really straightforward and since joining a few months ago Zopa have increased interest rates 3 times. Reviewed on: 7th April 2023

Satisfaction

Great account that’s flexible to your needs.Great interest rates and easy to use Reviewed on: 7th April 2023

Great account

Easy deposits and withdrawals, excellent interest rates adjusted automatically when changes made and always advised beforehand. Reviewed on: 7th April 2023

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