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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Easy, good interest, different

Easy to use app with pots which are really interesting, great returns on interest Reviewed on: 6th April 2023

Easy and competitive

Some of the top rates available, easy to setup, easy to use and the ability to boost individual pots for different periods and rates is a fantastic feature. All in all really impressed. Reviewed on: 6th April 2023

Top interest rates!

Hassle free, my savings go into my Zopa account from my current account every month by standing order. Don't have to think about it. Zopa also inform me via email when the interest rates change. A good choice of savings accounts & rates from instant access to 3 months notice. The longer you leave it in the better the rate. Reviewed on: 6th April 2023

Market leasing rates

Very easy uo open and manage the account - consistently good rates and very quick to raise the interest rates and the bare rates rise . Very pleased with service received Reviewed on: 6th April 2023

Good interest on flexible current account

Easy to open current account with decent interest rate, which is adjusted with each increase in the BOE rate. Reviewed on: 6th April 2023

Ahead of the curve and top rates

Ahead of the curve in terms of allowing you to lock money away for a very short timeframe and get a better return as a result. The rates across the board are up there with the best. Reviewed on: 6th April 2023

Smart saver with smart interest

Great rates, great service, great app. Simple product without catches Reviewed on: 6th April 2023

Best bank!

Best interest rates on savings. Smooth onboarding Reviewed on: 6th April 2023

Great rates

Great products and good value for money Reviewed on: 6th April 2023

Amazing product

Easy to use and great rates, I’m moving most of my savings there Reviewed on: 6th April 2023

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