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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Excellent rates and easy to use

The Zopa online savings app is easy to set up and use, as well as having excellent interest rates. I love the ability to set up multiple pots to add money into. Overall an excellent product. Reviewed on: 6th April 2023

Esay set up tranfer money on the button

Happy customer since Nov 2022.transfer money in and out and recieve interst instead of sitting in current acc Reviewed on: 6th April 2023

excellent range of products. Easy to deal with and very friendly staff to speak with in person.

imaginative saving schemes which are attractive to everyone but especially to children to encourage them to save. Reviewed on: 6th April 2023

Great straightforward process for an old timer like me

Zopa app makes handling your finance so much simpler and is an efficient way of controlling your savings. Reviewed on: 6th April 2023

Super for Savings

Super easy to use. Boosted pots are great for locking away savings you don’t need. Bank transfers for paying in work really well. Cannot fault it! Reviewed on: 6th April 2023

Interest rates veryfavourable

I find the Zopa app very easy to use and the interest rates very good, I was getting very little from Barclays. Interest is paid monthly and I can really see the benefit on my savings. Reviewed on: 6th April 2023

Competitive rates and easy to use app

Very satisfied. Been using Zopa for a year. Have 3 accounts with differing rates. So easy to access, deposit and withdraw money. Usually completed within hours. My money is working harder for me having this flexibility. Reviewed on: 6th April 2023

Zopa are easy to use and access on transfers are quick and reliable

No problems, easy and simple to use no problems transferring money. quick and accessible Reviewed on: 6th April 2023

Easy to set up and easy to manage

Easily set up account in a short time, very easy to manage pots in Zopa accounts and transfers to other bank accounts, recommended to friends and families who all agrred. Reviewed on: 6th April 2023

Easiest, most flexible savings app out there

Very easy to set up and allows you to move money between different savings pots to maximise your return but you are in control. Amazing app recommended to numerous friends. Reviewed on: 6th April 2023

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