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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

A pleasure to save.

Setting up the account was simple and very easy to operate. Reviewed on: 4th April 2023

Easy to use

Quick and easy to use and reasonable interest rate Reviewed on: 4th April 2023

Best savings provider

Zopa offers one of the best rates for instant savings account. Reviewed on: 4th April 2023

Saving made simple!

Zopa arguably encourages you to save because it takes so little effort. It’s so easy and quick to pay in, withdraw, and transfer money between accounts. The linked options of instant access and several notice accounts add to the attraction of using Zopa. The more I use the app the more I appreciate how the company have thought through how to make saving as simple and hassle free as possible. Reviewed on: 4th April 2023

Smart Saver

Product on offer met my short term investment requirement. Zopa very easy to deal with and have a good range of products. I have just now taken out a fixed term savings account with based on my past expeirence. Reviewed on: 4th April 2023

Straightforward Click

Its so easy every time I use it. Reviewed on: 4th April 2023

Practical easy to use banking app for the busy adult

Easy to navigate app which gives you instant feedback and is straight-forward to use. It really motivates me being able to see my interest building and to see the different rates available to me. Easy to transfer money between accounts. I'm enjoying Zopa and have recommended to friends and family. Competitive interest rates do make it more appealing too. Reviewed on: 4th April 2023

Interest rates and LinkedIn accounts

The interest rates at the moment are good but would like either yourselves and/or those of us who have an account with Zopa be able to unlink/disconnect accounts for instance when an account is no longer in use because of switching to another bank. Reviewed on: 4th April 2023

Good rates easy app

Good rates easy to use app.. What else do you need Reviewed on: 4th April 2023

Smart Saver Review

Zopa are quick to respond and update the APR of my instant and notice savers to reflect the current economy. Unlike banks and other saving platforms zopa have consistently been among the highest interest accounts shown on MSE Reviewed on: 4th April 2023

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