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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8148 reviews)

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4.82

Based on 8,148 reviews, last reviewed 13th Jun 2026

88% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Brilliant online savings account with high interest... Brilliant online savings account with high interest rates offered on account opening. Reviewed on: 13th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8148)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Nick Zopa

Easy to set up accounts via app. Great interest rates. Rapid transfers. Excellent range of services. Reviewed on: 6th March 2026

Excellent Bank

Easy to use the app and friendly and helpful staff on the phone. Reviewed on: 6th March 2026

couldnt ask for better Zopa do what they say...

couldnt ask for better Zopa do what they say Reviewed on: 6th March 2026

Easy to open accounts, good rate of interest.

It was easy to open accounts, and the restrictions and benefits of the accounts were well explained. Easy to load and setup the app. Very good rate of interest. Reviewed on: 6th March 2026

Modern banking

Great bank thanks ……..,.,,,,,.,,, Reviewed on: 6th March 2026

Good life

Good to keep and use. To recommend and save. Reviewed on: 6th March 2026

Recommend this bank

Very easy to use app and lots of great products. Love the high interest rates. In credit interest I’m current account and no obligation to use as your mail account Reviewed on: 6th March 2026

Love the app

Love the app love the rates-what’s not to love? Reviewed on: 6th March 2026

Great for saving.

Great for saving. Easy to manage my money Reviewed on: 6th March 2026

Zopa is just too easy to use and has one of the bes...

Zopa is just too easy to use and has one of the best savings rates, so I would recommend everyone in the United Kingdom to open an account with Zopa. Reviewed on: 6th March 2026

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