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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8148 reviews)

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4.82

Based on 8,148 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8148)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Simple Savings

Easy to invest and also gain access to your savings when needed. Zopa quickly reflect and pass on increased interest rates following Bank of England base rate increases. Everything is easy to manage with Zopa, highly recommended. Reviewed on: 3rd April 2023

Brilliant and Efficient

Zopa is simple, easy to navigate and smart. I am a very satisfied investor and would recommend!! Reviewed on: 3rd April 2023

Easy!

Such an easy account to set up and manage with no complaints at all! Reviewed on: 3rd April 2023

Great service

I have been with Zopa for a relatively short period of time but that time has been easy and hassle free….I can top up my savings in just a few minutes and it’s nice to see those savings for myself and my grandson grow. The team are on hand if you need any help or support. Reviewed on: 3rd April 2023

SMART SAVER.

Hi all, I am extremely satisfied with Zopa's Smart saver account. Very easy to open an account and very useful facility of opening different saving pots at different rates and times. Easy to deposit and withdraw 27/7 with the App. Add no fees to this and you now have the perfect package. They also top the best rates for an App. Well done Zoa, I highly recommend. Reviewed on: 3rd April 2023

Zopa- great interest rates and so easy to use

I discovered Zopa via Laura Ann Moore, Money Mindset Expert on Instagram since lockdown. It is so easy, set up and use. The Interest rates for the primary account is competitive and i love the fact that i can add money to my Rainy Day account when i am feeling financially flush. An easy way to save for those unexpected times that lay ahead! Reviewed on: 3rd April 2023

Easy peasy

Easy to set up, move money and great rates! Couldn’t recommend more highly. Reviewed on: 3rd April 2023

Great app

Great app. Easy to move money. Top interest rates. No spam emails Reviewed on: 3rd April 2023

Quick and easy with good interest

Love this savings account. So easy to set up and love the different pots for money. Great interest rates and would highly recommend Reviewed on: 3rd April 2023

Great account - highly recommend!

Very simple to open and manage. Great savings rates. I would highly recommend! Reviewed on: 3rd April 2023

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