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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8052)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Simple, clear, top rate

It’s so simple and clear and uncomplicated- an app on my phone I can access anytime to check my balance or make withdrawals. Texts sent acknowledging receipts or withdrawals. Excellent interest rates, rarely beaten. A pleasure to bank with them. Reviewed on: 3rd April 2023

Great savings rates and user interface

Have only been saving with Zopa for a couple of months, but would recommend their app for ease of use and high savings rates. The ease with which you can switch between different savings rates, for different notice to withdraw periods is impressive. Reviewed on: 3rd April 2023

Excellent company

I have nothing but praise for Zopa as the app is easy to use and allows me to easily manage my savings and ensure I get the best possible interest on a daily basis. Reviewed on: 3rd April 2023

Good all round savings account

The savings jars were easy to set up and use. Great savings rates with quick response to changes in bank rates. The app works well too. Reviewed on: 3rd April 2023

Clear, competitive rates and easy to open the account

Competitive rates, easy to open, easy to log in no fluffing about. Reviewed on: 3rd April 2023

Simple flexible savings

Love the fact you can easily set up both short term and longer term savings in one account Reviewed on: 3rd April 2023

Great rates

The savings accounts provide great rates, and the rates can be improved with a longer notice period. Only gripe is that it takes a while for the savings to arrive Reviewed on: 3rd April 2023

Easy and rewarding!

This was so easy to set up, the interest rates are amazing, and they respond really quickly to changes in base rate. I'm very happy with these savings accounts. Reviewed on: 3rd April 2023

Straight forward account.

Easy to use account with very ood rates. Reviewed on: 3rd April 2023

Easy smart saver

It’s so easy to save and I just love how I’ve been saving so much Reviewed on: 3rd April 2023

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