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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8148 reviews)

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4.82

Based on 8,148 reviews, last reviewed 13th Jun 2026

88% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Brilliant online savings account with high interest... Brilliant online savings account with high interest rates offered on account opening. Reviewed on: 13th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8148)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Most interesting

Great savings rates, easy to use app, money back on direct debits - what's not to like - absolutely nothing. Great alround Reviewed on: 6th March 2026

So simple to set up and use

So simple to set up and use, great interest rates Reviewed on: 6th March 2026

Easy to use app

Easy to use app and very good for different savings pots. Pretty good interest rates, Easy to transfer money into & out of Reviewed on: 6th March 2026

The Secret's Out

Great interest rates and accounts.And and very user friendly app. Stumbled on Zopa by chance, and very glad I did. A well kept secret for reasons only Zopa know. Reviewed on: 6th March 2026

Never had an issue with Zopa since I get up my account.

Never had an issue with Zopa since I get up my account. Reviewed on: 6th March 2026

Very easy to apply.

Very easy to apply. Also easy to pay-in or withdraw Reviewed on: 6th March 2026

Easy and excellent

Zopa is so easy to navigate and has made it so easy for me to manage my money. They have excellent interest rates and their app is s sleek and sophisticated whilst clearly signposted. I feel secure leaving my money with them. Reviewed on: 6th March 2026

Great app based bank

Great app based bank. The App is very user friendly. Reviewed on: 6th March 2026

Absolutely amazing really enjoy

Absolutely amazing really enjoy Reviewed on: 6th March 2026

Good and innovative savings products.

Good and innovative savings products. However, app design and netvigation is not clear. Some times may need to takes time to find the correct page or service Reviewed on: 6th March 2026

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