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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8148 reviews)

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4.82

Based on 8,148 reviews, last reviewed 13th Jun 2026

88% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Brilliant online savings account with high interest... Brilliant online savings account with high interest rates offered on account opening. Reviewed on: 13th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8148)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Excellent and efficient service with easy access and...

Excellent and efficient service with easy access and prompt money movement in and out of my account Reviewed on: 6th March 2026

Excellent

Very good so far excellent app and have referd to all family and friends Reviewed on: 6th March 2026

Clear instructions always and good advice.

Clear instructions always and good advice.given. Interest rates are competitive. General feeling of friendliness pervades. Reviewed on: 6th March 2026

I have had no problems with my Zopa account, and it...

I have had no problems with my Zopa account, and it rewards more than many other banks. I have not had experience of customer service. Reviewed on: 6th March 2026

Excellent app.

Excellent app, good clear execution and a pleasure to use. Reviewed on: 6th March 2026

Seamless Experience!!!

Seamless experience with Zopa, always fine a product that suits my situation and rates are most competitive Reviewed on: 6th March 2026

My experience has been nothing but good.

My experience has been nothing but good. Reviewed on: 6th March 2026

A user friendly banking experience!

A user friendly banking experience! I regularly use the app to keep on top of my savings. Zopa offers me the flexibility to easily move money between my different pots. Reviewed on: 6th March 2026

All good really easy to use.

All good really easy to use. Good interest rate. Reviewed on: 6th March 2026

I moved both my current account & savings accounts t...

I moved both my current account & savings accounts to ZOPA - everything has been simple and easy and savings rates are excellent Reviewed on: 6th March 2026

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