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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8144 reviews)

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4.93

Based on 8,144 reviews, last reviewed 18th Apr 2026

122% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use app with automated payments from current... Easy to use app with automated payments from current account into smart saving and regular saver pots. Getting salary paid into the current account un... Read more Reviewed on: 18th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8144)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Fast and easy

This app is extremely user friendly, clear and easy to get to grips with. The notifications enabled are great and impressive interest rates. Reviewed on: 3rd April 2023

Best rates

all easy to set up on the App and good rates compared to my bank Reviewed on: 3rd April 2023

Easy accessible savings

I was sceptical about opening an untraditional savings account without a physical bank to go to. Very easy to use Reviewed on: 3rd April 2023

Super saver Zopa

Great rates for savers to achieve those far away dreams and keep warm in the winter. Reviewed on: 3rd April 2023

Great idea

Love the little Savings pots and the variety of options so simple to set up and manage Reviewed on: 3rd April 2023

Straightforward and attractive

Intuitive app, great service and competitive rates Reviewed on: 3rd April 2023

Big love for Zopa

Easy, Transparent Customer Service and Great Interest Rate. What's not to love? Reviewed on: 3rd April 2023

Savings review

Simple very easy to use account, that easily lets you set up different pots and links to your current account. Also top interest rates Reviewed on: 3rd April 2023

Excellent rates, good app.

Zopa keep refreshing their savings rates so that they are always competing to the best in the market. Love their pots so you get even more when you save for longer. Reviewed on: 3rd April 2023

Fabulous user experience

The app is so easy to use. It’s so functional, practical and beneficial. It’s really helped build my commitment to saving. Would highly recommend Reviewed on: 3rd April 2023

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