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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8144 reviews)

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4.93

Based on 8,144 reviews, last reviewed 18th Apr 2026

122% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use app with automated payments from current... Easy to use app with automated payments from current account into smart saving and regular saver pots. Getting salary paid into the current account un... Read more Reviewed on: 18th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8144)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Simple and quick

You can earn interest simple and quick. Reviewed on: 3rd April 2023

Straightforward

Zopa Smart Saver does exactly what you expect in a straightforward and easy to use way. Reviewed on: 3rd April 2023

High Interest flexible savings account

I love this savings account as it allows you to set up to 20 pots of savings and boost your pots for up to 3 months allowing you to earn a higher rate the longer the notice you give. Overall a great idea for saving up for the items you are wanting to purchase. Reviewed on: 3rd April 2023

Easy, convenient and good rates

Very easy to set up, easy to use app, good rates and great UI. Overall great service and product Reviewed on: 3rd April 2023

Great rates & super-easy app

Saw Zopa highlighted on Money Saving Expert site. Really good rates (I think market-leading at the point I opened the account) and the app is really simple to use. Like the boosted pots, too. 10 out of 10! Reviewed on: 3rd April 2023

Smart Saver with good interest rate

I have invested in Smart Saver Scheme on Zopa. I am impressed with 2 things : 1) Interest Rate 2) Flexibility to access money So far the best investment I have done. Reviewed on: 3rd April 2023

Good interest and flexible saving

Freedom to put money into pots with different interest rates is very convenient. Interest rates are updated rather than staying static like a lot of other savings account. Easy to use, flexible and good rates. Reviewed on: 3rd April 2023

Excellent

Very easy to set up and use. The alerts make sure you know what’s happening and the interest rates are great. I have recommended to all my family and friends Reviewed on: 3rd April 2023

Easy to set up & good rates

I like the straightforward approach Zopa has. Everything went quickly and the savings rate is much better than the usual suspects such as HSBC etc. Reviewed on: 3rd April 2023

Excellent Savings provider

Easy access and brilliant idea to allow separate savings pots with varying interests rates dependent on your savings goals. I've had a few savings accounts and joined Zopa earlier this year and so far so good. They are by far the best savings provider I have had to date and regularly increase the interest rates in line with the Bank of England rates. Very Happy customer so far. Reviewed on: 3rd April 2023

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