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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8144 reviews)

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4.93

Based on 8,144 reviews, last reviewed 18th Apr 2026

112% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use app with automated payments from current... Easy to use app with automated payments from current account into smart saving and regular saver pots. Getting salary paid into the current account un... Read more Reviewed on: 18th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8144)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Perfect saving partner for students working whilst studying in university

Good! Giving me surprise every 28 days!! As a student at King’s College London, I used worried about my savings and I just put my money in my bank account with no interest at all!!! But after I put my money in zopa and I got this kind of feeling to put as much my part time job pay as I can. But one problem is that when I receive my payment from the company, I won’t put them into the smart saver at the moment I get them. I usually put them few days later because I need a few days to deal with bills and everything, so the previous boosting pot can’t be accessed and I can’t put my money into it. And I can’t earn more interest by just leave them in a the regular pot. So is it possible to access the boosted pot by only putting money into it but no taking out during the notice? That’s it, all the problem I have and you guys are doing perfectly all the time!!!! Reviewed on: 3rd April 2023

Simplicity

Such an easy account to manage online. Would recommend to anyone. A*. Reviewed on: 3rd April 2023

Easy to use

Excellent app, very easy to use and with good rates Reviewed on: 3rd April 2023

Easy saver

Easy to setup and use the app. Plus they have competitive rates Reviewed on: 3rd April 2023

Good

Good service and competitive rates. Reviewed on: 3rd April 2023

Amazing app and great rates

Great account and always competitive rates Reviewed on: 3rd April 2023

Easy in all respects. Big thumbs up!

As a freelance, saving can be tricky - work comes in fits and starts and just when you think you've got at bit to put by, something like the washing machine has a terminal breakdown and you have to get your money back quickly before the laundry basket explodes Reviewed on: 3rd April 2023

Savings account

Easiest account I’ve ever had. Easy to deposit & withdraw. There is also plenty of advice on other accounts. Quick responses to any queries. Reviewed on: 3rd April 2023

Simple and great value savings account

A simple but effective Smart Savings account with "boosted pots" that gives you the flexibility to save with added interest if you can put your savings away for longer periods. Reviewed on: 3rd April 2023

If Carlsberg did savings.

What a fantastic product. Simple, straightforward with market leading rates. Zopa, leave the high street banks standing. I struggled to find better rates, the app is amazing and really user friendly. Well Done Zopa Reviewed on: 3rd April 2023

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