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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8144 reviews)

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4.93

Based on 8,144 reviews, last reviewed 18th Apr 2026

112% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use app with automated payments from current... Easy to use app with automated payments from current account into smart saving and regular saver pots. Getting salary paid into the current account un... Read more Reviewed on: 18th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8144)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Amazing interest rates

Fabs interest rates online even if your savings are small. Reviewed on: 3rd April 2023

Best Savings Provider

i have been using Zopa just a few months, but i find them a really great financial place - you can open your account with Zopa quickly, information available through the app is clear and navigation easy to follow. They send emails and texts in an efficient manner, so i know what is at any time. Really pleased that I found them. Before opening an account with Zopa i tried the Post Office savings account - but it was a disaster! I would not say one good word about this one. i encourage people to use Zopa! Reviewed on: 3rd April 2023

Savings made easy

A simple account that takes the complexity out of savings. All done online at the touch of a button. Easy switching of money to maximise savings. Thank you! Reviewed on: 3rd April 2023

Easily Accessible and Simple to use

I found using this app for savings to be very simple to use, it was not difficult to navigate and I did not encounter any problems making my account Reviewed on: 3rd April 2023

Great rates and easy to setup & use

Great rates and easy to setup & use Reviewed on: 3rd April 2023

Excellent service provided

Extremely easy to use , quick and efficient when transferring money in or out , great savings interest Reviewed on: 3rd April 2023

Top provider

Easy to use app, with good, frequently adjusted rates Reviewed on: 3rd April 2023

Convenient, fast and performant

The interface is great and is up there with some of the most intuitive interfaces for any bank. They provide some of the best interest rates with a performant app which I can rely on. Reviewed on: 3rd April 2023

Easy to use app

Really happy with Zopa. Simple, easy to use app with good interest rates. Reviewed on: 3rd April 2023

Excellent rates and service

Great product which allows me great flexibility using the boosted pots. Interest rates have been very competitive with transfers and withdrawals very easy to undertake. Reviewed on: 3rd April 2023

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