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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

108% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Zopa good for savings

Great for short term savings, flexible and easy to use and very competitive interest rates Reviewed on: 3rd April 2023

Great rates and App

The savings interest rates are really competitive and the App is easy to set up and quick to use. A great feature is the ‘boost’ pots where you can switch some of your savings into a notice pot with an even better interest rate. Reviewed on: 3rd April 2023

Easy to use, easy to save

It was easy to apply for a savings account with Zopa, and equally easy to set up “pots” within my account for different savings goals - and even on the instant access pot the rate is nothing to sniff at! Reviewed on: 3rd April 2023

The Best Saver I've Found

I've recommended Zopa to countless friends and family. As someone that loves flexible and instant access savers. The flexibility to still earn fair rates and access my money is great and the dedicated boosted pots motivate me to save for small and medium goals like a new car. Reviewed on: 3rd April 2023

No nonsense account

Love Zopa and the savings pots - I boost 7 and 31 days for a variety of saving reasons. 100% the best account for me Reviewed on: 3rd April 2023

Good interest rates and boosted pots are handy

The interest rates on boosted pots are very competitive and ideal for someone who wants to save but can't commit to a fixed term savings account Reviewed on: 3rd April 2023

Best savings provider

Zopa ensures it keeps up with the competition so always has some of the best interest rates. Notice pots is also a great feature that allows you to earn more interest or money you won’t need immediate access to. Reviewed on: 3rd April 2023

Amazing rates

Love using Zopa for savings! Great rates for easy access & fixed options. The app is very easy to use, have recommended to friends and family who have also opened one! Reviewed on: 3rd April 2023

Easy and quick

Can access your cash easily and quickly. Competitive interest on my savings. Superb! Reviewed on: 3rd April 2023

Clear, easy to use, best rates

For the constraints, I haven’t seen any better rates on the market for savings. Also very easy to use and the app works perfectly. Reviewed on: 3rd April 2023

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