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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

108% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

The best

Instantly gained interest by switching to Zopa. Have recommended to friends and family Reviewed on: 3rd April 2023

Super easy to use!

I use Zopa's savings account and it's super easy to use. I can easily transfer money from my bank into the app and I appreciate that they send notifications and timespans so you know your money is safe. Eg. when you transfer money from your bank into the app it can take a short amount of time to show up - but Zopa will send a message telling you the time period and then notify you the second it hits your savings account! The app is nicely designed and it's very easy to navigate. Reviewed on: 3rd April 2023

Excellent interest rates and super app

Great app. Useful facilities like a statement whenever you need it. And they keep increasing the interest! Highly recommended. Reviewed on: 3rd April 2023

Great Savings App

Great customer experince, the Zopa app is very easy to use, the 'pots' enable me to manage my savings effectively and easily and the communications about my account and transactions are clear and prompt. Thank you. Reviewed on: 3rd April 2023

Super Zopa

Easy to use app and great leading interest rates - what's not to like! Reviewed on: 3rd April 2023

Easy peasey smart saving!

I saw Zopa recommended on ‘Martin’s Money’ and I liked the sound of the rates on offer. I downloaded the app and got myself set up really quickly and easily. The ‘pots’ are a great idea so I can set up savings for anything o like and am always in control of what I want in the pots I’ve set up. I set up a regular amount to my Zopa savings and am always notified when my savings have been topped up. The app is the easiest and most straightforward app I’ve ever used. Very happy with my Zopa experience so far! Reviewed on: 3rd April 2023

Great, dynamic saving rates

Zopa are quick to respond to interest rate rises and apply new rates to their Smart Saver accounts. Often the rates are changes before they even tell us! Reviewed on: 3rd April 2023

Easy to save

Zopa is easy to use. I love how I can make different pots to save for different targets Reviewed on: 3rd April 2023

Zopa-Dupa

Easy to use, competitive rates, intuitive app…what’s not to love? Reviewed on: 3rd April 2023

Super Saver

Excellent service, rates and easy to use. Reviewed on: 3rd April 2023

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