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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

108% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Fresh, modern, easy and fun to use!

I have found the Zopa app a game-changer for keeping on top of my savings. The app is simple, friendly and intuitive. I love the different savings pots and have never come across this before in one easily understandable product. It really puts you in the savings driving seat! I've recommended it to all my family and friends, some of whom have now joined and love it too! Reviewed on: 3rd April 2023

Attractive interest rate

This account had the best interest rate around at the time of opening. I did everything on line and it was easy, simple and quick. I have recommended this bank to other people, some of whom have opened accounts, and they too tell me the same. Reviewed on: 3rd April 2023

Makes saving easy!

So easy to set up and have different saving pots with different access times to allow for long term and instant access savings. I can move money in or out with ease and take great delight in seeing my savings increase! Reviewed on: 3rd April 2023

Easy App, rates consistently update to remain best available.

As per title, nice easy app, best rates. Reviewed on: 3rd April 2023

Informative and easy to use

I find the App easy to use with plenty of information about how my savings are working. This is the first time I have used a saving App, so was a bit nervous, but as Zopa was recommended by Martin Lewis, I gave it a go, and so pleased I did. I get regular updates about interest rates and transfers. Reviewed on: 3rd April 2023

Excellent products

Really easy to set up with a great app. Great instant notifications too as well as top rates Reviewed on: 3rd April 2023

Zopa smart saver

Easy to use app. Good interest rate. Money appears in account quickly. Reviewed on: 3rd April 2023

Smart Saver puts easy money in your pocket

Easy to download App and setup/navigate. Excellent ‘Boosted Pots’ to earn even more interest that the already amazing basic rate. Fantastic security and perfect notifications that let you know exactly what shape your account is in. Highly recommend for the average saver, to those requiring Loans, Broadband quotes, Credit cards or Car Finance plans. No ordinary Bank I’ve ever had offers such a vast array of services. Reviewed on: 3rd April 2023

Easy

The experience I've had with zopa has been nothing but easy, from setting up to building my savings has been nothing short of excellent! Reviewed on: 3rd April 2023

Zopa - An Easy and Rewarding Way to Save

Zopa was easy to set up on my phone and the graduated interest rates depending on what notice periods for withdrawal you select are attractive. Transferring funds in and out is quick and straightforward. Reviewed on: 3rd April 2023

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