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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

104% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Savings

Great app easy to use ! Good savings rates Reviewed on: 3rd April 2023

Easy to use

Really easy to use app. Great having separate saving pots so you can get better interest on savings you know you don't need to access for a while vs those that you need. Love it Reviewed on: 3rd April 2023

Speedy, efficient on the ball with Interest rate rises

I have been bowled over by how quickly Zopa has responded to interest rates increases by increasing its rates for savers. It rewarding me has meant I’ve reciprocated and stayed loyal. Add this to speedy and efficient service and Zopa could teach other banks a thing or two! Reviewed on: 3rd April 2023

Best rates

With Zopa you get best rates on the market and they updates automatically during your saving period according to central bank rate. Reviewed on: 3rd April 2023

Straightforward and best rates

Easy to use app, no frills and regularly reviewed rates makes Zopa best in class Reviewed on: 3rd April 2023

Easy Savings Account

Great way to save and offers highest interest rate I can find. Easy access to your savings by mobile app. Love how u can see what you have in each pot. Reviewed on: 3rd April 2023

Great saving rates !!

After leaving almost £20k in a deposit account. And getting 0.3 % for a year I,m now getting 10 times that with Zopa Reviewed on: 3rd April 2023

Smart banking

So easy to use. Easy access. And the addition of adding pots for savings with access up to 90 days is absolutely brilliant. I love it. Reviewed on: 3rd April 2023

Easy to set up savings pot and navigate

Was a bit wary at first with zopa not being a company i had heard off. However zopa have exceeded my expectations with ease of opening savings pots, naming each pot to my preference, withdrawing and depositing money and general ease of navigating the app. The savings rates are a plus too, very competitive with larger companys out there. Reviewed on: 3rd April 2023

The best saving rates @ app access

Zopa offer the rates & have an easy to use app. Hassle free & the best rates that you can also boost. Reviewed on: 3rd April 2023

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