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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

103% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Easy peasy

Transparent and easy. Better than my high st bank equivalent in service and rates. Reviewed on: 3rd April 2023

Keeps up with lastest rates

Always easy to use and keeps up with the latest rates, Reviewed on: 3rd April 2023

Super saver

I love being able to see my interest being paid into my account each month. I cannot recommend it enough! Reviewed on: 3rd April 2023

Maximise your savings easily

I have been so impressed with Zopa, I’ve only been using it for 2 months and already recommended it to friends and family. It is very easy to pay money in, to withdraw money and to boost your savings into higher earning interest pots. So flexible, I’m really pleased with my account. Reviewed on: 3rd April 2023

Excellent service

Dope have been fantastic would highly recommend Reviewed on: 3rd April 2023

Best interest rates

Transparent app and very easy to use Reviewed on: 3rd April 2023

Zopa Smart Saver

Great account and app. Very user friendly and easy to setup and transfer funds. Highly recommend. Reviewed on: 3rd April 2023

Zopamendous

Zopa have been fantastic and easy to save with Reviewed on: 3rd April 2023

Very easy to use and straightforward

Very easy to easy, set up and straight forward advice. Best interest rates around, which helps with saving. Easy to transfer money into the account and very secure. Reviewed on: 3rd April 2023

Great savings

I found Zopa using a ‘best savings account’ search. I’d never heard of them before but I liked what I read. It is great interest is compounded monthly and also they changed interest rates up promptly! All in all a great find! Reviewed on: 3rd April 2023

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