Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

View other Zopa products

4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

103% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews See your review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Brilliant rates with guaranteed assurance

Zopa is great. I have money earning for me with additional added security that my money is protected Reviewed on: 3rd April 2023

Really great account

So easy to use deposits/withdrawals are simple and fast. Getting a really great rate plus if you lock your money away you get an even better rate. Most of my savings are with Zopa currently plainly down to the ease of use/rate provided! Reviewed on: 3rd April 2023

Modern banking

The app is so easy to use, the interest is great and it's a bonus to be able to have boosted pots and get even more interest Reviewed on: 3rd April 2023

Simple savings, great interest!

Really easy to set up and manage, great interest rates Reviewed on: 3rd April 2023

Super easy to use

Easy to set up, add to and view. Reviewed on: 3rd April 2023

Straight forward and easy to save

Best account, straight forward and easy to save Reviewed on: 3rd April 2023

Quick and easy savings

Great experience, easy to open the account & manage it, top up savings etc. User friendly app with well-designed UI. Reviewed on: 3rd April 2023

Hassle Free

Hassle free savings with high interest rates that quickly change to reflect the market. Reviewed on: 3rd April 2023

Saver so easy to use

Really happy with Zopa, fair interest rates and the app couldn't be simpler to use. Reviewed on: 3rd April 2023

best savings available

simple to use, best rates available. Can't fault the service. Reviewed on: 3rd April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Instant Access Savings
from Tesco Bank 3.89 from 5 reviews
Branch Notice (discontinued)
from Nottingham Building Society 5.00 from 1 reviews
Saver
from Santander 3.70 from 57 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69078 reviews
Credit card
from Zopa 4.94 from 44338 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub