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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Great way to save and keep money in saving pots

Great interest rates choice to have pots for various funds is great encouraging me to put money away for future events etc Reviewed on: 3rd April 2023

Fantastic Interest Rates

Fantastic Interest Rates with options to have "pots" for access Interest bonuses. Easy to use app, quick transfers Reviewed on: 3rd April 2023

Excellent service, great app, Super simple to save!

Love the Zopa app and service. really easy to use and super simple to save money! Reviewed on: 3rd April 2023

best phonerate ever

Easy to open on your phone , get notified when the rate goes up could not be simpler. Reviewed on: 3rd April 2023

Simple and easy with great rates

Zopa is really simple to use. Quick to increase interest rates on savings compared to the others. Deposits and withdrawals are quick and easy Reviewed on: 3rd April 2023

Easy saver

Excellent savings account . Good interest. Reviewed on: 3rd April 2023

Smart Saver

Passed this on to lots of friends and family. Definitely the best in the market. Reviewed on: 3rd April 2023

Great savings app

Very easy to use, good interest rates, great customer service. Reviewed on: 3rd April 2023

Competitive rates and great all!

Really east to set up the account and the rate has been continuously reviewed and one of the best for a notice account. Reviewed on: 3rd April 2023

Great for everyone!

Fantastic online service, great interest rate, what's not for everyone to like?! Reviewed on: 3rd April 2023

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