Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

View other Zopa products

4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

103% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews See your review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Easy

A simple and easy way to bank. Great app and simple to use Reviewed on: 3rd April 2023

Exceptional Service

Great service through the Zopa app with clear instructions, great rates, user friendly and good functionalities. Reviewed on: 3rd April 2023

Fantastic

I hadn't heard of Zopa before saving with them but I have since found them to offer a safe and highly professional service. Much recommended! Rich Reviewed on: 3rd April 2023

THE best savings account!

Always matching and competing with interest rates. User friendly app - layout, design and navigation Great boost options and lots of options Makes saving easy, manageable and efficient By far, the best savings account product on the market! Reviewed on: 3rd April 2023

Great app, great rates

Love this savings account, and the ability to shift money into notice 'pots' with higher rates. Reviewed on: 3rd April 2023

Great savings account

Really easy saving account offering great interest rates. Highly recommended. Reviewed on: 3rd April 2023

Smart Saver

Brilliant service & good return on your money. Reviewed on: 3rd April 2023

Savings Made Easy

Really easy to see my current savings and to be able to have lots of different options in one place. Easy to put money in and simple to take it out. Would highly recommend. Reviewed on: 3rd April 2023

10 Star

Great rates with flexibility for short and medium term savings goals Reviewed on: 3rd April 2023

Great provider and very flexible

Everything I was looking for in a savings account, flexibility and convenience. Reviewed on: 3rd April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from No1 CopperPot Credit Union 4.67 from 5 reviews
Notice Deposit
from iFAST Global Bank 4.93 from 13 reviews
Savings
from Central Credit Union 4.96 from 451 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69079 reviews
Credit card
from Zopa 4.94 from 44338 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub