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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

103% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Perfect service

Great provider, informative, easy to use Reviewed on: 3rd April 2023

Easy to use

Very easy to use and transfer. I like how you can have different saving pots Reviewed on: 3rd April 2023

Best smart saver

Shirt and long term options. Easy to transfer into. Reviewed on: 3rd April 2023

Zopa is great

Zopa is great, they offer very good savings interest rates. Reviewed on: 3rd April 2023

Best company to save with

I joined Zopa 3 months ago and so far have found it to be one of the easiest experiences I have ever had with savings and banking. Easy to set up, easy to understand interest rates for each product and lots of different options to best suit your needs. Reviewed on: 3rd April 2023

Great Way to Save Money

Great way to save. Fantastic interest rates for instant access accounts Reviewed on: 3rd April 2023

Savings success!

Easy to save and monitor growth! Thanks zopa! Reviewed on: 3rd April 2023

Excellent provider

I love the ease of using the app and the interest rates are amazing Reviewed on: 3rd April 2023

Easy access savings

Zopa savings account is so easy to access when transfering money in or out. The app is so very user friendly and enables me to have several saving pots for different needs. Highly recommended Reviewed on: 3rd April 2023

Great rates, Great service !!!

I am relatively new to Zopa but opened the smart saver and moved my savings to a 31 day pot initially. I am really impressed with the rates, the way the app works and will definitely be doing one of the other longer term pots next. I really like the flexibility and simplicity of Zopa...I have already recommended to 2 members of the family who are just about to join too. Reviewed on: 3rd April 2023

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