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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

103% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Simple interface and good product

Love ZOPA, there interface is simply better than there competitors and there comms is spot on. Reviewed on: 3rd April 2023

Savings

Very easy to start savings. Interest rates are one of the best. Moving between accountants is straightforward. Rates went up with recent interest rate rise. Would recommend it to anyone. Reviewed on: 3rd April 2023

Savings review

Simple and easy to understand and a competitive savings rate would recommend Reviewed on: 3rd April 2023

Great way to save

Zopa great way to save. App so easy to use. Reviewed on: 3rd April 2023

Great rates and simple to use app

Saving couldn't be simpler with the app. We have set up several pots to manage our finances and find it to be a competitive rate too. Very pleased to be using them. Reviewed on: 3rd April 2023

Great rates made easy

New to Zopa but my savings account was super easy to setup and access. Not to forget the great interest rates Reviewed on: 3rd April 2023

Competitive, easy to use pots

Rates have always been competitive, the app is easy to use and offers a really simple way to split up your savings in to pots (with traditional accounts I have had to do this manually with a spreadsheet). Highly recommend Reviewed on: 3rd April 2023

Simple Savings

Really easy to set up and transfer saving, love the booster pots and range of access. Good communication when the interest rate changes Reviewed on: 3rd April 2023

Great app

Really easy to use and good rates, good options of saving style Reviewed on: 3rd April 2023

Highly recommend

I am able to save more smartly using Zopa. It helps me create goals and manage my money well which I struggled with before but now I am more optimistic. Reviewed on: 3rd April 2023

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