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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

102% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Great app

Easy to use, great that the rate regularly goes up. Competitive. Reviewed on: 3rd April 2023

Great app and good rate

I love Zopa. The app is very intuitive and ways to use. It is so easy to create savings pots and move money between them. The interest rates seem very competitive as well. Reviewed on: 3rd April 2023

For the modern world

Modern product that helps savers get the best rates and spread it over several pots for easy management. Nice and easy transfer from current account to savings. Sets the standard for others to live up to. Reviewed on: 3rd April 2023

Interest rate

This bank has a great interest rate which is better than the rest. Reviewed on: 3rd April 2023

words very well

the app is very stable, works well, the rates update quicker than most Reviewed on: 3rd April 2023

Excellent flexibility

Flexible savings giving excellent interest rates for differing access accounts. Easy to use on the app. I would highly recommend. Reviewed on: 3rd April 2023

Really amazing rate for little to no work

Monthly interest rate delivered straight 2h notice for easy access no problem ever Reviewed on: 3rd April 2023

Super saving site

User friendly site..easy to use..Good competitive rates....what's not to like Reviewed on: 3rd April 2023

Easy, honest and relevant to BOE interest changes!

Zopa offers a simple and customer friendly app with an interest rate that reflects the sharp uptick in interest rates over the last year. Thank god apps like this exist when the traditional banks don't budget when the BOE does! Reviewed on: 3rd April 2023

Smart Saver

Best way to save money with Smart Saver from ZOPA Reviewed on: 3rd April 2023

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