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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

102% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Great savings product - simple and easy to use

Great savings product - simple and easy to use. DOes everything it needs to with an easy interface (mobile app). Would recommend. Reviewed on: 3rd April 2023

Great bank

Easy to use app, quick money transfers, enjoy the different pots of money you can have too. Reviewed on: 3rd April 2023

Superb product with great flexibility

Great savings product with several options of accounts to meet differing customer needs. Communication with customers is great and rates are highly competitive. App is easy to use. Reviewed on: 3rd April 2023

Very easy to use and makes saving fun

Very easy to use and very cool to boost savings temporarily when you know you don't need money. Much more flexible than other banks! Reviewed on: 3rd April 2023

Hassle Free

I had a small sum of money to put away and was looking for a high interest savings account which I could still access. The Zopa smart saver is so easy to manage and you can spread your money in different pots allowing you to earn a decent interest while at the same time having the funds available or being able to give notice to get to the money. It has been a very straight forward process. Reviewed on: 3rd April 2023

Great app, user friendly, would recommend

The app is very easy to use, alongside great interest rates I couldn’t recommend ZOPA more!! Reviewed on: 3rd April 2023

Excellent app

User friendly app, great saving rates. Would recommend! Reviewed on: 3rd April 2023

Easy to use savings app

Really clear, intuitive app with excellent interest rates. Reviewed on: 3rd April 2023

Easy to use and honest

I love zopa! I use it for 0 balance budgeting and I can earn interest at the same time! I like that they are open and generous with interest rates, my other savings accounts have not been as quick to increase savings rates Reviewed on: 3rd April 2023

Best rates around

Love the Zopa app. Makes adding money to your savings so easy and the rates are always some of the highest available. Reviewed on: 3rd April 2023

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