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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Excellent app

User friendly app, great saving rates. Would recommend! Reviewed on: 3rd April 2023

Easy to use savings app

Really clear, intuitive app with excellent interest rates. Reviewed on: 3rd April 2023

Easy to use and honest

I love zopa! I use it for 0 balance budgeting and I can earn interest at the same time! I like that they are open and generous with interest rates, my other savings accounts have not been as quick to increase savings rates Reviewed on: 3rd April 2023

Best rates around

Love the Zopa app. Makes adding money to your savings so easy and the rates are always some of the highest available. Reviewed on: 3rd April 2023

Perfect savings platform

Easy to understand products with simple explanations of everything Reviewed on: 3rd April 2023

Excellent

Very good indeed. Excellent service. Reviewed on: 3rd April 2023

Top app

Great app, very easy to use and user friendly. Highly recommend Reviewed on: 3rd April 2023

Easy, easy, easy!

Easy to set up on the app. Easy to transfer money in. Easy to create multiple accounts with different access periods and all with great interest. I have already recommended it many times. Reviewed on: 3rd April 2023

Nice and easy.

I opened a savings account which was very easy. It provides competitive interest rates. I am more than happy with my product. Reviewed on: 3rd April 2023

So quick and easy to use

Super app easy to open and user friendly Great savings too. Reviewed on: 3rd April 2023

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