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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

102% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Perfect savings platform

Easy to understand products with simple explanations of everything Reviewed on: 3rd April 2023

Excellent

Very good indeed. Excellent service. Reviewed on: 3rd April 2023

Top app

Great app, very easy to use and user friendly. Highly recommend Reviewed on: 3rd April 2023

Easy, easy, easy!

Easy to set up on the app. Easy to transfer money in. Easy to create multiple accounts with different access periods and all with great interest. I have already recommended it many times. Reviewed on: 3rd April 2023

Nice and easy.

I opened a savings account which was very easy. It provides competitive interest rates. I am more than happy with my product. Reviewed on: 3rd April 2023

So quick and easy to use

Super app easy to open and user friendly Great savings too. Reviewed on: 3rd April 2023

Easy to use App. Meets my needs.

Tried this App after reading a Martin Lewis report. Very easy to use and move money about into various pots, but with much better savings rates than my Bank account! Reviewed on: 3rd April 2023

good rates, very simple

Easy to use with good rates and good information Reviewed on: 3rd April 2023

Brilliant easy savings app

So easy to use, good interest rates that keep up with the Bank of England rates and really handy savings pots so you can save for specific things. Reviewed on: 3rd April 2023

Super responsive

I use online savings accounts for quick and easy access 24/7 coupled with super competitive or class leasing interest rates. Zopa provide this, they respond quickly to rate changes, and allow you to have funds in different pools with different t&c’ which is great all round. Reviewed on: 3rd April 2023

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